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Agent Wallets, Agent Marketplace, Circle CLI, Nanopayments, and Circle Skills (together, the “Agent Stack”) are offered by Circle Technology Services, LLC (“CTS”). CTS is a software provider and does not provide financial, advisory, or marketplace services. Agent Stack enables users, developers, and their artificial intelligence agents (“AI Agents”) to build, deploy, discover, hold and transact their own funds, and interact with other third-party AI Agents, applications and services. Transactions initiated by AI Agents are executed based on user-defined permissions and may occur without real-time human review. Circle does not verify, screen, monitor, or make any representations or warranties regarding the identity, legitimacy, safety, security, reliability, or performance of any AI Agent, including any AI Agent developed by you, other users, or third parties, or any AI Agent that interacts with the Agent Stack. AI Agents may operate unpredictably, may be controlled by unknown or unauthorized parties, and may expose users to security, financial, or other risks. Users are solely responsible for their use of these tools, reviewing commands before execution, and for evaluating associated risks. For additional details, please see the Agent Platform Terms of Use available at agents.circle.com/terms-of-use and the Circle Developer Terms of Service available at console.circle.com/legal/developer-terms.